Debt Management by Simply Debt Solutions
We are a holistic debt management company.
Holistic?? What do you mean?
Unlike all our competitors, who focus on 'debt solutions' such as Debt Management Plans, IVAs or Bankruptcy only , we look at the 'bigger picture'.
Someone with debt issues is generally going to have three main concerns:
- Finding an immediate solution to their debt issue, which would generally be in the form of an informal arrangement direct with their lenders, a Debt Management Plan, an IVA or Bankruptcy.
- Finding ways of reducing their outgoings.
- Finding means of increasing their current income or exploring means of generating a second income.
We are here to proactively help in all three categories, by doing so we find our clients are able to overcome their debt hurdle in a far shorter time frame.
Managing your debts is only one part of the solution here at SDS. Unlike our competitors, we take a holistic approach to debt management, as such, we realise that in addition to setting up a debt solution, two other factors are crucial:
Proactively helping you to reduce your expenditure. We conduct an in depth analysis of your expenditure with the aim of reducing this substantially by, for example, shopping around for better deals on items such as your utilities (gas, electricity, phone & broadband). Helping you formulate a budgeting system which works for you and that you will stick to, after all, as the old saying goes â€ślook after the pennies and the pounds will look after themselvesâ€ť. Finally we have a host of money saving ideas for you to explore to find the right ones for your circumstances.
Proactively (depending on your circumstances) look to help you develop other income streams. There are many businesses which can be conducted on a part time basis from home to supplement your income. We would direct you to information on various businesses which may fit into your current work schedule, thereby allowing you the potential of building up a second income stream.
A combination of the above two factors (reduction is expenditure and increase in income) ought to help you get out of debt sooner than you thought.
The Money Saving / Money Making sections of our website will be updated on a regular basis, please do come back often to see the latest content.
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Debt management companies UK
Whilst the vast majority of firms that help people to resolve their financial problems concentrate on one area in particular, we believe that an integrated approach is far more likely to yield the desired results. Instead of simply looking at ways to restructure outstanding credit agreements in order to make them more affordable we offer advice on ways to increase your income and reduce your monthly outgoings as well; aims that could enable you to repay your debts within a much shorter timeframe. In addition to enabling people to solve their problems more quickly, we believe that these measures also give back a much needed degree of control to our clients.
Whilst we are in full agreement that debt management plans form an important part of any programme aimed at reducing financial liabilities, if you do not tackle the underlying issues that caused you to borrow too much money in the first place there is every chance that the pattern will repeat itself in the future. When we help a client to solve their problems we do everything that we can to ensure that it is a long-term solution rather than a short-term fix. By helping to formulate a budgeting system with realistic goals and looking at how people can generate more money every month, our advisers do their best to ensure that our clients never return. The solutions that we are able to offer on a national basis include debt management services that will help to change your life.
The path to freedom
If you are unable to meet the monthly payments that are being demanded by your creditors, life can quickly become almost unbearable with a seemingly endless stream of phone calls and letters demanding money that you do not have. One of the advantages of working with us is that we can help to remove a great deal of the stress involved by dealing with your creditors on your behalf. If we feel that a new payment plan is desirable then once we have negotiated with all the financial institutions concerned you can make one payment to us every month, which we will distribute to your creditors. Our team will offer debt consolidation and settlement advice that is tailored to help you resolve your particular issues, rather than try to use a generic management plan that may not suit your circumstances.
At the same time, by exploring ways that you can generate a second income stream, we will actively work with you to shorten the length of time that you are likely to need our services. Although this may sound as if we are doing ourselves a disservice by reducing the fees that each client pays to us, the business we receive from word-of-mouth recommendations more than compensates us for this approach and we prefer to focus on solving your problems rather than maximising our profits. If you are living in the UK then please call our national number for credit card debt advice and help with all your financial worries.